Uni-Care plans and Covid-19
Covid-19 cover has been added to all of our plans to provide coverage for certain unexpected and unforeseen Covid-19 related costs, such as:
- Medical expenses, in the case of a Covid-19 diagnosis requiring treatment
- Cancellation expenses in the event travel plans have to be cancelled after contracting Covid-19
- Additional expenses as a result of having to amend travel if Covid-19 is contracted
- Denied boarding allowance for instances where Covid-19 is suspected and boarding a ship or plane is not allowed
It's important to note that we do not cover expected or anticipated Covid-19 related expenses, such as mandatory isolation upon arrival into New Zealand or Covid-19 screening for immigration purposes. There are also some other scenarios that we do not cover.
The below information outlines examples of possible scenarios where we would cover Covid-19 related-costs.
Please note that individual circumstances may affect the coverage, for example if Covid-19 was a pre-existing condition at time of policy purchase.
Medical expenses
What Covid-19 expenses are covered?
- Hospitalisation expenses as a result of you contracting Covid-19
- Outpatient expenses as a result of you contracting Covid-19
- Accompanying relatives if you get a life-threatening case of Covi-19 and require hospitalisation
- Accompany relative if you are 16 years or under and are hospitalised due to Covid-19 (Student Plan only)
What Covid-19 expenses are not covered?
- Covid-19 tests for immigration or travel purposes
Travel expenses
What Covid-19 expenses are covered?
- Loss of unrecoverable deposits for your pre-paid travel if you contract Covid-19
- Funeral expenses as a result of you passing away from Covid-19
- Additional expenses as a result of you contracting Covd-19 & needing to rebook your travel
- Up to $1,400 (maximum of $200 per day) for costs you incur if you are denied boarding due to suspicion of having Covid-19
What Covid-19 expenses are not covered?
- Government-enforced mandatory isolation or quarantine expenses
- Cancellation of your pre-paid travel as a result of a relative contracting Covid-19
- Expenses (including medical expenses) that arise when you travel against Government advice
- Cancellation costs or loss of deposits if you no longer want to travel due to Covid-19
Claims for Covid-19 expenses
In the event you need to make a claim, Uni-Care has a team here to support you, as well as emergency assistance for urgent situations.
This information is designed to provide an overview of coverage and is correct as at 13 September 2021. Please note that benefit limits, general exclusions and terms and conditions will be applicable. Please see the applicable Policy document for full terms and conditions.